INBET Ltd. has taken all steps to ensure to a reasonable degree of certainty that the information provided to USERS through the website Betinum.com and all related applications is up-to-date accurate and true. The information provided to users is not limited to sports meetings, events, teams, news, lineups, previous results, stats and the like.
INBET Ltd. shall not be liable for any errors, inaccuracies and / or omissions of any nature related to the information provided to the USERS on the Website Betinum.com, as well as material and / or intangible losses and / or lost benefits to the USERS of this information.
All services that could be provided to the USERS through the use of these links are services provided by other persons and therefore INBET Ltd. is not a provider of these services.
INBET Ltd. is not responsible for the transactions and conditions for use of the sites quoted in the first sentence. The CONSUMERS should be acquainted with the general terms and conditions of the respective provider, as all transactions and contracts concluded and entering into any type of legal relationship are entirely at the CONSUMER’s own risk.
1.2 The SERVICE is a subscription for access to sports predictions. The subscription gives the USER access to content available in two sections, namely content in the VIP ACCUMULATOR TIPS section or content in the SUPER VIP ACCUMULATOR TIPS section.
- The VIP ACCUMULATOR TIPS section provides the USER with limited access to only a certain portion of the published forecasts.
- The SUPER VIP ACCUMULATOR TIPS section provides the USER with full access to all published forecasts.
When paying for the SERVICE, the USER should make a choice of which of the two sections to get paid access.
1.3 The service is provided for a fee for a period of one week or for a period of one month. The SERVICE is used only by one person personally and for the established violations the PROVIDER has the right to take restrictive corrective and restrictive measures against the CONSUMER.
2. INFORMATION ABOUT THE PROVIDER
2.1. Information under the E-Commerce Act and the Consumer Protection Act:
2.1.1. SUPPLIER’S NAME: Inbet Ltd., UIC 205804690
2.1.2. Registered office: 1700 Sofia Student city, 8 Academic Jordan Trifonov Str., Fl. 2
2.1.3. Activity address: 1700 Sofia, zhk. Student city, 8 Academic Jordan Trifonov Str., Fl. 2
2.1.4. Conversation Details: email@example.com
(2) Consumer Commission Address: 1000 Sofia, Slaveykov Square 4A, fl.3, 4 and 6, tel .: 02/980 25 24 fax: 02/988 42 18 hotline: 0700 111 22 Web site: www.kzp.bg
3. CHARACTERISTICS OF THE SERVICE
3.1 THE SERVICE provided by the SUPPLIER to the CONSUMER is a service to the information society within the meaning of the Electronic Commerce Act. ” Subscription to access sports predictions ” includes:
3.1.1 Providing sports predictions, tips, analyzes, and more to be used by CONSUMERS solely for information and entertainment purposes.
3.1.2 Access to information resources, including text, graphics, audio and video materials, databases, photos and the like, posted on the Website and / or provided as part of the Service.
3.3 The SUPPLIER provides the CONSUMER SERVICE only against its payment in full. Partial payments for the service are not allowed.
When paying for the SERVICE, the USER should make a choice for the length of the period for which he / she is granted access, namely one month or one week, and for the specific type of access he / she wants to receive – content in the VIP SUBSCRIPTION section or content in the SUPER VIP SUBSCRIPTION section .
In order to use the SERVICE, respectively, to access sports forecasts and analyzes, USERS need to have access to their account on the website of Betinum.com,when they want to use the SERVICE.
3.4 The PROVIDER has taken all steps and steps to ensure to a reasonable degree of certainty that the information provided to the CONSUMERS through the website Betinum.com and all related applications is up-to-date accurate and true. The information provided to users is not limited to sports meetings, events, teams, news, lineups, previous results, stats and the like.
3.5 The PROVIDER shall not be liable for any mistakes, inaccuracies and / or omissions of any nature related to the information provided to the USERS on the Website Betinum.com, as well as material and / or intangible losses and / or lost benefits to the USERS of this information.
3.6 The PROVIDER shall deliver the SERVICE only to local and foreign individuals. Upon identification, on the BETINUM.COM, The USER should declare that the same is a natural person and the service will be used only for personal and non-commercial purposes.
3.7 In case of violation of point 3.6, the PROVIDER shall refuse access to the SERVICE of the CONSUMER, and in this connection the PROVIDER shall refund to the CONSUMER the amount paid.
4. CONDITIONS FOR DELIVERY OF THE SERVICE
4.1. The PROVIDER shall provide the SERVICE against remuneration due to the CONSUMER in accordance with the subscription access of his choice and the relevant period for which the CONSUMER wishes to use the service.
4.2. Information about the prices of the SERVICE and the respective payment methods is available on the website BETINUM.COM
4.4. The PROVIDER acknowledges receipt of the payment by activating the SERVICE and by other appropriate confirmation on durable medium – most often by sending an email to the email provided by the USER.
5. CONDITIONS FOR PAYMENT OF THE SERVICE
5.1 The PROVIDER shall deliver the SERVICE for payment only to local and foreign individuals. USERS must be capable individuals. Payments from legal entities are not accepted. Provided that the payment is received by a legal entity, by any of the payment methods described below, the amount will be refunded back to the person who sent it.
5.2 The USER is obliged to pay the price for the SERVICE, the value of which is announced on the provider’s website– BETINUM.COM, within 5 (five) working days from the date of registration.
5.3 In case the USER fails to pay the price within the specified term, his registration for training or subscription shall be considered invalid and shall be treated as refusal to participate in training or subscription.
5.4 Inbet Ltd. accepts payments, in connection with the delivery of the SERVICE, only by local and / or foreign individuals through the following payment methods:
5.4.1 Bank Transfer, EasyPay:
- Recipient: Inbet Ltd
- Bank: DSK
- IBAN: BG59STSA93000026328320
- BIC: STSABGSF
- Reason for translation: e-mail of the CONSUMER, or order number.
5.4.2 Payment on delivery (cash on delivery)
5.4.3 Payment by PayPal (Paypal)
5.5 The USER is entitled to a full refund of the amounts paid by him for the SERVICE. In case of cancellation of the contract, according to point 6.17 of these General Terms and Conditions, the refund of the paid amount is valid and is carried out in one of the following ways at the choice of the CONSUMER:
- reimbursement of money not later than 30 days from the date on which the PROVIDER was notified of the decision of the CONSUMER to withdraw from the contract;
- provision of a credit voucher for another service offered by the PROVIDER.
5.6 The SUPPLIER undertakes to recover the amounts received using the same payment method used by the CUSTOMER in the initial transaction, unless the CUSTOMER has expressly agreed to receive the amount through the use of another payment method, provided that this is not related to costs for the CONSUMER.
6. PROVISION OF THE SERVICE AND TECHNICAL STEPS FOR CONCLUSION OF THE CONTRACT. RIGHT OF WITHDRAWAL OF THE CONTRACT.
6.1. These General Terms apply to both services for which registration is required and for those for which registration is not required.
6.2. To use the SERVICE, the USER receives an e-mail password for remote access, which he can change at any time.
6.5. The PROVIDER confirms the registration made by the USER by sending a letter to the email address specified by the USER to which the registration activation information is sent. The USER confirms the registration and the conclusion of the contract by electronic reference in the letter informing him about the registration, sent by the PROVIDER. After confirmation, an account of the CONSUMER is created and contractual relations arise between him and the PROVIDER.
6.6. When registering, the USER is obliged to provide accurate and up-to-date data. The USER shall promptly update the information specified in his registration in the event of a change.
6.7. In case a USER uses a profile on web social networks or other networks to register the USER, the contracting party is the person who is the holder of the profile used for registration in the respective social or other network. In this case, the PROVIDER shall have the right to access the data necessary to identify the CONSUMER in the relevant social or other network.
6.8. CONSUMERS use mainly the interface of the PROVIDERs website to make electronic statements in their relations.
6.9. The contract is concluded in Bulgarian or English (In rare cases English by Bulgarian users. This may be the case if the USER has chosen the English version of the site).
6.11. A party to the contract with the PROVIDER is the USER of the SERVICE according to the data provided at registration and contained in the personal profile of the USER. For the avoidance of doubt this is the data with which the account was created with the PROVIDER.
6.6. The PROVIDER shall include in the interface of his website technical means for detecting and correcting errors in the input of information before the statement for the conclusion of the contract is made.
6.13. This contract is considered concluded from the moment of registration of the CONSUMER with the PROVIDER. In the event that the Service is claimed for use after the registration is completed, the contract for its use shall be considered concluded from the moment of its request by the USERS through the interface of the PROVIDER .
6.14. For the conclusion of this contract, the PROVIDER expressly informs the CONSUMER in an appropriate manner by electronic means.
6.15. In case the SERVICE is used without registration by the USERS, the contract for its use shall be considered concluded from the moment of its first use by the User. In this case, these General Terms and Conditions shall have effect from the first use of the service or the PROVIDER‘s website by the CONSUMER until the termination of use.
6.16. The statement of conclusion of the contract and the acknowledgment of its receipt are considered received when their addressees have the opportunity to access them.
6.17. The USER has the right to withdraw from the contract without giving a reason, without owing compensation or penalty and without paying any expenses within 30 days from the date of conclusion of the contract.
6.18. In order to exercise its right of withdrawal, the USER may use the standard withdrawal form or make an explicit decision to withdraw from the contract by unambiguous notification to the PROVIDER‘s e-mail provider specified on the website https://betinum.com/.In such cases, the PROVIDER is obliged to send to the user a confirmation that the refusal has been received in durable medium.
7. RIGHTS AND OBLIGATIONS OF THE PARTIES
7.1. The USER‘s obligation to use the Service in good faith and for the intended purpose.
7.2.When using the SERVICE, the USER does not have to use software, scripts, programming languages or other technologies that could make it difficult for other USERS to use it.
7.3. The USER undertakes not to distribute or use in any way whatsoever the use of the Website and the sports predictions and analyzes and not to disclose or make available to third parties information, data, text, sound, files, software, music, photographs, graphics, video or audio materials, messages, and any other material.
7.4. It is forbidden to visit the website by automatic means (eg by using “web spiders” or other “automatic bots” for the purpose of systematically retrieving information from it or for functional linking of the content of the website to another website.
7.5. The USER shall independently provide the equipment for accessing and managing the SERVICE.
7.6. If the SUPPLIER is unable to provide the CONSUMER with the SERVICE paid by the latter, the SUPPLIER may offer alternative services. The USER reserves the right to refuse, in which case the SUPPLIER is obliged to reimburse the value of the paid by the USER the service in its full amount within 30 days.
7.7. The PROVIDER has the right at any time to amend and / or supplement the sports forecasts, as well as to amend, supplement or terminate these General Terms and Conditions.
7.8. The PROVIDER is not obliged to use any specific software or software version to provide the SERVICE. The PROVIDER has no obligation to maintain, modify or add functionality to the SERVICE or to the software used to provide the SERVICE.
7.9. Due to the club form of the service, the PROVIDER has the right at its discretion to refuse access and membership to the paid services and membership in the VIP club of the PROVIDER of the CONSUMER who has applied for membership.
8. STOPPING AND TERMINATION
8.1. The PROVIDER shall terminate the access to the SERVICE in the following circumstances:
8.1.1. in the presence of force majeure:
8.1.2. about the time for technical prevention, to which the USERS should be notified in advance;
8.1.4. in cases where the USER has not paid the price due for the service.
8.1.5. After the circumstances of the preceding points have disappeared, access to the SERVICE shall be restored.
8.2. The PROVIDER terminates access to the SERVICE in the following cases:
8.2.1. in material, in its discretion, violation of the provisions of these General CONDITIONS for use by CONSUMERS;
8.2.2. upon termination of the General Terms and Conditions;
8.2.3. upon application by the CONSUMER;
9. INTELLECTUAL PROPERTY
9.1. All material, as well as elements of the content of the website through which the SERVICE is provided to https://betinum.com/, including predictions, designs, software programs, databases, text, drawings, photographs, graphics, sketches, presentations, screen castes, and other information or items are copyrighted under the copyright law and related laws and other laws applicable to intellectual property and are the property of the PROVIDER and / or its partners who have provided the relevant material for publication.
9.2. The USER has the non-exclusive and non-transferable right to use the content related to the provision of the SERVICE for personal non-commercial purposes only.
9.3. Use of the SERVICE, as well as the content of the Website, as well as of all intellectual property objects published on the Website https://betinum.com/ is only permitted in connection with the provision of all copyright and other intellectual property designation (including the addition of hyperlinks to the Website).
9.4. The USER is not entitled to receive, modify or use the source code of the software used to provide the SERVICE.
9.5. The USER is entitled to use the title and / or part of the text from the PROVIDER‘s website in the volume and type provided through the RSS feed of the respective section of the website, provided that this does not cause harm to the PROVIDER, provided that the name of the website is indicated an electronic link to it and / or its partners, to which all material has been published and from which the texts have been copied. The manner in which the electronic link is opened should not mislead the CONSUMER with respect to the PROVIDER and / or its partners and their services, restrict it in frames or otherwise bind it to the PROVIDER and / or its partners.
9.6. Information received through an RSS feed may not be directly or indirectly altered, distributed, and / or reproduced as derived RSS products. The PROVIDER reserves the right to suspend the submission of information via RSS feeds at any time without prior notice.
9.7. For each use, play, change, public display, etc. of information resources provided in connection with the SERVICE, other than specified in Art. 5.2, 5.3 and 5.5, explicit written permission from the PROVIDER is required. Reproduction, alteration, public display, etc. are prohibited. of the SERVICE on the Website without the express written permission of the PROVIDER.
9.9. The provisions of the preceding Article shall not deprive the PROVIDER of the possibility, on a general basis, to claim the full amount of the damages suffered in excess of the amount of the agreed penalty.
10. LIMITATION OF LIABILITY
10.1. The PROVIDER is not responsible for any loss, damage or loss of benefits resulting from the use of the PROVIDER‘S SERVICE or any resources offered in connection with the SERVICE or the use of sports forecasts. The PROVIDER does not warrant that the sports predictions, analyzes and information services provided are uninterrupted and error free.
10.2. The PROVIDER shall not be liable for any damages suffered and missed benefits arising from the suspension, modification or limitation of access to the SERVICE, football preedictions, information, deletion, modification, loss, inaccuracy, inaccuracy or incompleteness of communications, materials or information, uses or information, recorded or made available in connection with the SERVICE.
10.3. The SERVICE and the information on the PROVIDER‘s website are provided “as they are” and the PROVIDER assumes no responsibility for the timeliness, deletion, inability to deliver or retain the personal settings of the USER, as well as for any damages, damages and omissions, as a result of, or due to, the use of the SERVICE and the information, including inability to use it due to technical problems, prevention, etc. The PROVIDER is under no obligation to provide the specific or specific needs or requirements of the CONSUMER.
10.4. The PROVIDER is not responsible for the unsuccessful results or benefits on the part of the CONSUMER during and after the completion of the SERVICE. The PROVIDER is not responsible for returning part or all of the fee for the SERVICE in case the CONSUMER does not achieve the results and benefits expected of him during and after the completion of the SERVICE.
10.5. The PROVIDER is not responsible for damages caused to the software, hardware or other equipment, or for the loss of data resulting from information or other resources available or used in any way through the betinum.com website in connection with the SERVICE.
10.6. The PROVIDER does not guarantee the intactness of the Website through which the SERVICE is provided against computer viruses, Trojans or other malicious programs and systems that interfere with the normal operation of the computer systems.
10.7. The PROVIDER is not responsible for third-party websites, their content and products whose hyperlinks are accessible through the website betinum.com. The USER is responsible for his or her access to third-party websites, as well as any risks associated with the access and use of third-party content, products and services.
Alternative Dispute Resolution Body within the meaning of Art. 181n, para. 4 PPAs are the Conciliation Committees of the Consumer Commission. If an online sales dispute arises, you can use the commission’s website kzp.bg website: ec.europa.eu
11.1. All communications and notifications exchanged by the Parties shall be made in writing.
11.2. The written form is also considered complied with when sent by fax, e-mail, hyperlink or other technical means, which excludes the possibility of inaccurate reproduction of the statement.
11.3. The written form is also considered complied with when sent by fax, e-mail, hyperlink or other technical means, which excludes the possibility of inaccurate reproduction of the statement.
12. MODIFICATION AND ACCESS TO THE GENERAL TERMS
12.1. These General Terms and Conditions may be modified by the PROVIDER for which the latter will adequately inform all registered USERS of the service.
12.2. The PROVIDER and the CONSUMER agree that any addition and modification of these General Terms and Conditions will have effect on the CONSUMER after notification by the PROVIDER and if the CONSUMER does not state within 14 days that it rejects them.
12.4. USERS who use the Service without registration accept the new terms and conditions from the moment of use after their change, without explicit notice of the change.
13. RIGHTS AND OBLIGATIONS OF THE PARTIES
13.1. The CONTRACT for providing the SERVICE is terminated:
13.1.1. upon expiration of the contract, according to the period of providing the SERVICE chosen by the USER;
13.1.2. with the termination of the registration of the USER for the use of the SERVICE;
13.1.3. upon termination and liquidation or bankruptcy of one of the parties to the CONTRACT;
13.1.4. by mutual agreement of the Parties in writing;
13.1.5. unilaterally with notice from either party in case of default of the other party;
13.1.6. in case of objective impossibility of one of the parties to the CONTRACT to fulfill its obligations;
13.1.7. upon seizure or sealing of equipment by public authorities;
13.2. The PROVIDER has the right, at its sole discretion, without notice, to unilaterally terminate the contract if it finds that the services provided are being used in violation of the present general conditions, the legislation in the Republic of Bulgaria and generally accepted moral norms.
14. COMPLETENESS OF THE AGREEMENT
15. BETTING TIPS
You must be over 18 years of age to gamble in the Republic of Bulgaria and it is your responsibility to ensure that gambling is legal in your jurisdiction. the team of Betinum.com does not approve or tolerate illegal or underage gambling. Everything stated on the site is for information and entertainment purposes only and should not be used by CONSUMERS for commercial purposes.
Bet tips and bets on the site are not guaranteed. The forecasts and tips published by Inbet EOOD through the website Betinum.com, are well intentioned and carefully researched, but are for entertainment and information purposes only. the team of Betinum.com, and any affiliated company and / or third party shall have no liability whatsoever for any losses (tangible and intangible) incurred and / or loss of benefits on the part of the USERS.
All results of previous meetings and events are provided on a consultative basis only, and errors may occur as long as every possible effort and effort is made to ensure that the results are recorded and reported correctly. Feel free to contact us if you believe any of the information is incorrect and we will check as quickly as possible.
Bet only what you can afford to lose, and if you need help, information or advice, visit the Dependency Counseling Centers you have found in Bulgaria.
Inbet Ltd assumes no liability (material and / or intangible) and / or makes no warranty that the information in this application / website, such as event or meeting tips or betting tips, will guarantee you a profit. USERS should rely on these tips at their own risk and at their own expense.
All logos and photos of sports teams, public figures and locations remain the copyright of their license holders and are used for informational purposes only.
16. ACCURACY, COMPLETENESS AND TIMING OF INFORMATION
We are not responsible if the information available on this site is incorrect, incomplete or out of date. The content of this site is provided for informational and entertainment purposes only and should not be the sole source of information for consumers’ decision-making without consulting the more accurate, complete and up-to-date sources in advance. of information. If USERS decide to rely solely on the content of this site, they should be informed that they do so at their own expense and at their own risk.
This site may contain previous information. This past information is, by its nature, outdated and provided for information and entertainment purposes only. Inbet Ltd reserves the right to change the content of this site at any time, but does not undertake any obligation to update the information on our site. USERS agree that it is their responsibility to keep track of site changes.
17. USERS COMMENTS
If, at the request and / or request of Inbet Ltd, the CONSUMERS submit specific content (for example, for participation in competitions, games or other), and in cases where Inbet Ltd does not explicitly request, the CONSUMERS submit creative ideas, suggestions, plans or other elements, whether online, e-mailed, social media posts or otherwise (collectively “commented”), you, as a USER, grant us the right at any time and without limitation to edit, copy, publish , we distribute , we translate and otherwise use and in every media outlet any comment you send us. Inbet Ltd does not undertake to maintain the confidentiality of the comments and / or to pay compensation to a USER for the comment provided;
USERS are obliged to write comments that do not infringe the rights of third parties, including copyrights, trademarks, privacy, personality or other personal or property rights. In addition, USERS undertake that their comments will not contain unlawful, defamatory, offensive or obscene content, or that they contain computer viruses or other malicious software that may in any way interfere with the operation of the Service or any other linked website. USERS are not allowed to use a false email address or mislead the team of Inbet Ltd and / or third parties with respect to the source of their comments.
USERS are solely responsible for all comments they post, as well as their accuracy. Inbet Ltd assumes no responsibility or liability for any comments posted by USERS or published by other third parties.
18. ERRORS, INACCURACIES and OMISSIONS
On our site or the SERVICE, there may be occasional information that may contain typographical errors, inaccuracies or omissions that may relate to product descriptions, prices, promotions, offers, delivery charges, delivery times and availability.
We reserve the right to correct any error, inaccuracy, omission, and change or update information or cancel orders if any information on the SERVICE or any other linked website is inaccurate and, at any time and without notice (including after you have made your order).
We are under no obligation to update, modify, or clarify information in the SERVICE or any other linked website, including, but not limited to, price information, unless required by law.
The set update or update date on the SERVICE or other linked website should not be taken into account in order to conclude that the information in the SERVICE or other linked website has been altered or updated.
19. EXCLUSION OF WARRANTIES AND LIMITATION OF LIABILITY
We do not guarantee that the use of our SERVICE will be continuous, fast, secure or error free.
We do not guarantee that the results obtained through the use of the SERVICE will be accurate or reliable.
You agree that at any time, we may remove the SERVICE indefinitely or cancel the SERVICE at any time without notice to you.
You explicitly agree that your use of the SERVICE or your inability to use the SERVICE is at your own expense. THE SERVICE and all products and services provided through the SERVICE are provided (unless expressly stated otherwise by us) provided “as is” and “as available” for your use, without representation, without warranty and without any conditions , express or implied, including any implied warranties of merchantability, fitness for a particular purpose, durability, title to, and non-compliance with, or any other claims related in any way to the use of the SERVICE or any product, including, but not limited to, an error or omission in any Content or any loss or damage of any kind arising from or related to any use of the SERVICE or any content (or product ), posted, transmitted, or otherwise provided through the SERVICE, even if you have been advised that they may occur.
Because some states or jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, our liability will be as limited as possible by law.
20. OTHER TERMS
20.2. For the issues not settled in this contract, related to the implementation and interpretation of this contract, the effective legislation of the Republic of Bulgaria shall apply.
20.3. All disputes between the parties to this contract will be resolved by the competent court or the Consumer Protection Commission.
© 2019, Inbet Ltd. All rights reserved.
21.1. Automatic bot – A program that uses network services designed for humans to perform automatic actions such as data processing.
21.2. Cookies – A small amount of information that the web server sends to the web browser, allowing the server to collect feedback from the browser.
21.3. Browser – A software application for accessing, presenting and reproducing information resources on the Internet through various types of data transfer protocols.
21.4. Screencast – a video recording of actions performed on a screen on a demonstration computer.
21.5. Web spider – a kind of automatic bot.
21.6. Website – A collection of related web pages, photos, video content, texts and / or other digital resources that are available under a common Unified URL (URL) on an IP based network.
21.7. Web beacons – files that allow a web site to collect information about the number of USERS who have visited it and to access their cookies.
21.8. Study materials – text, drawings, photographs, graphics, sketches, presentations, screen castes and other information provided to the USER by the PROVIDER for educational purposes as part of the training.
21.9. Hyperlink – an electronic link from one website to 1) other web pages on the same website, or 2) web pages part of another website. More specifically, hyperlink is the link between one page of a hypertext document to another.
21.10. RSS Feed – An XML file that appears on any web site pre-coded to display the latest headlines in a machine readable format.
21.11. Subscription – subscription to access the service.
21.12. Active Customers – All users who have access to the service.
21.13. GPWA Approved Private Member – The approval process involves an in-depth review of copyright, content, work practices and more, engaging all its members to work ethically. Membership includes in-depth controls to ensure that the applicant is fully committed to upholding the highest standards in the industry and adhering to a strict code of conduct.
21.14 Statistics – Archive of some of the football predictions from the Service, in particular the Super VIP subscription
21.15 User – any legally competent local and / or foreign individual who uses the services provided by Inbet Ltd and who has entered the e-mail address or accessed the betinum.com website, sub-pages or website by redirecting from another website.
21.16 Provider is Inbet Ltd for the services it provides to USERS through the administration and maintenance of the website betinum.com
21.17 Service – these are all services provided by Inbet Ltd. through the Internet site betinum.com
22. PERSONAL DATA
These General Terms and Conditions are approved by a decision of the sole owner of the capital of Inbet Ltd and enter into force for all USERS, as of September 20, 2019.